Need Help With Your First Home Loan?
If you're a first home buyer, you need to consider other costs...
- stamp duty, legals, etc.
- lender's mortgage insurance
We can help with making the best decisions based on your needs and circumstances.
Contact us to learn more.
New home buyer?
Choosing the right loan can have a direct effect on the success of your decision to purchase a new home.
The wrong loan can be inflexible, unnecessarily expensive and inappropriate for your needs. This is where our deep knowledge and expertise is invaluable. We'll look at your total situation and identify areas in which you can potentially save money by establishing the best loan structures and maximising the use of assets.
Grants may be available
The federal government introduced the First Home Owner Grant (FHOG) in 2000 to facilitate buying first homes, there have been many changes since then. It would be be wise to check on the federal government "First Home Owner Grant" site for up-to-date details.
Stamp duty concessions may be available
Various state governments have provided additional first home buyer benefits by way of stamp duty relief. For instance, in Victoria it now possible for first home buyers to pay only 50% of normal stamp duty where certain conditions are met.
Checklist to buy a new home
Finding a property can be a challenge, especially when you have so many different considerations to take into account. Give yourself a head start by determining your 'must have' features compared to those you could possibly live without using our checklist.