Buying your first home is an important step, and if you make the right decisions, helps form foundations for life. Making the right decision doesn't only mean finding the right property, it involves choosing the right type of loan from the lender who can best meet your needs...
Today, more people are self-employed or employed on contract, this raises problems when you apprach a bank for a loan. What can you do to prove you can service a loan? Perhaps Low Documentation Loan is what you need whereby you "self-certify" your income....
While it might give you peace of mind knowing exactly how much money you will be paying month in and month out till the end of the loan term, you can end up paying seriously over the odds if rates are falling as we are seeing right now...
In these turbulent times whether discussing working hours, holidays or many other aspects of modern life, you'd be hard pressed to find someone who wouldn't prefer to have financial flexibility. These days there are ways to make your mortgage work in your favour...
Lightning Fast Home Loans can help find a loan that suits your needs, advise you on loan products and the process, assist completing your loan application and submit it to your chosen lender.
Here’s a snapshot of the main types of home loans and some of their pros and cons.View loan types
The most common type of loan.
Offers interest rate discounts depending on loan size.
A common loan type for the Self-Employed.
Consolidate your debts and loans at a lower overall interest rate.
Experienced credit problems? This type of loan helps re-build your credit rating.
Full range of business loan services for property finance.
Unsure whether interest rates are going up or down? You can choose a Split Rate Loan.
Home is for sale and you find an ideal property to buy?
The lender may assist you to purchase now.
Adrian Williams Certified Credit Adviser and Home Loan Specialist – MFAA Full Member No 8202
500 Victoria Parade, EAST MELBOURNE 3002
T: (03) 9417 4918
M: 0418 526 404
Kieran Williams Finance broker - MFAA Full Member No 319561
M: 0421 810 941