Lightning Fast Home Loans - Loans for self employed workers

What is your current situation?

Looking to refinance

Self-employed

How can I get the bank to approve my home loan?

Self-employed or employed on contract? If so your income patterns may not be as regular as PAYE earners so it’s harder to show the income history some lenders require.

Lo Doc loans may be the answer. With a Lo Doc Loan you can "self-certify" your income, which avoids the trouble of asking your accountant to provide up-to-date financials every time you wish to borrow money. Some lenders also offer Lo Doc Loans to investors and PAYG earners.

You may pay a little bit more in interest and fees - but it saves you a lot of time and stress.

Importantly, there are many lenders today that offer Lo Doc loans at the same interest rates as ‘Full Doc’ loans, so let us guide you into the best alternative available for your circumstances.

See Lo Doc Loans

Starting my first job

Earning more

Self employed

Starting my first job
Looking to refinance	Self-employed How can I get the bank to approve my home loan? Self-employed or employed on contract? If so your income patterns may not be as regular as PAYE earners so it’s harder to show the income history some lenders require. Lo Doc loans may be the answer. With a Lo Doc Loan you can "self-certify" your income, which avoids the trouble of asking your accountant to provide up-to-date financials every time you wish to borrow money. Some lenders also offer Lo Doc Loans to investors and PAYG earners. You may pay a little bit more in interest and fees - but it saves you a lot of time and stress. Importantly, there are many lenders today that offer Lo Doc loans at the same interest rates as ‘Full Doc’ loans, so let us guide you into the best alternative available for your circumstances. See Lo Doc Loans
Earning more
Self employed