Buying your first home is an important step, and if you make the right decisions, helps form foundations for life. Making the right decision doesn't only mean finding the right property, it involves choosing the right type of loan from the lender who can best meet your needs...
Today, more people are self-employed or employed on contract, this raises problems when you apprach a bank for a loan. What can you do to prove you can service a loan? Perhaps Low Documentation Loan is what you need whereby you "self-certify" your income....
While it might give you peace of mind knowing exactly how much money you will be paying month in and month out till the end of the loan term, you can end up paying seriously over the odds if rates are falling as we are seeing right now...
In these turbulent times whether discussing working hours, holidays or many other aspects of modern life, you'd be hard pressed to find someone who wouldn't prefer to have financial flexibility. These days there are ways to make your mortgage work in your favour...
Lightningfast Home Loans can help find a loan that suits your needs, help you complete the paperwork, assist with supporting documents and submit to your chosen lender.
Here’s a snapshot of the main types of home loans and some of their pros and cons.
View loan typesAdrian Williams Certified Credit Adviser and Home Loan Specialist – MFAA Full Member No 8202
500 Victoria Parade, EAST MELBOURNE 3002
Tel: (03) 9417 4918
Mob: 0418 526 404